Oklahoma Contractor Insurance

Oklahoma Contractor Insurance — No Suits, No Runaround.

Compare rates from multiple carriers. Get your certificate and get back to work.

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Compare rates from multiple carriers. No obligation. Takes 5 minutes.

Insurance by Trade

Roofing Contractor

Storm season doesn't wait. Get covered today.

GL minimum: $100,000

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HVAC Contractor

State license requires $50K GL minimum. Get your certificate now.

GL minimum: $50,000

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Plumbing Contractor

Oklahoma requires both a bond AND insurance. Get both fast.

GL minimum: $50,000

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Electrician

Working without insurance in Oklahoma is a misdemeanor. Don't risk it.

GL minimum: $100,000

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Trusted Carriers We Work With

Travelers
Utica First
Westfield
CNA
biBERK

Oklahoma Licensed • Multiple Carriers • One Application

Why Oklahoma Contractors Choose Us

5

5-Minute Quotes

One application. Multiple carriers. You get the best rate without calling five different agents.

OK

Oklahoma-Specific

We know CIB requirements, state minimums, and which carriers write Oklahoma contractor policies.

5+

Multiple Carriers

Travelers, Utica First, Westfield, CNA, biBERK — we compare them all so you don't have to.

What Oklahoma Contractors Say

“

Got my GL policy and certificate in the same day. My CIB registration was approved the next week. No hassle.

Mike R.

Roofing Contractor • Oklahoma City, OK

[Placeholder testimonial]

“

I was paying way too much with my old agent. Saved $800 a year just by comparing carriers here.

Carlos T.

HVAC Contractor • Tulsa, OK

[Placeholder testimonial]

“

Needed proof of insurance for a commercial bid. Had my certificate emailed to the GC within two hours.

David L.

Electrician • Edmond, OK

[Placeholder testimonial]

Frequently Asked Questions

What insurance do Oklahoma contractors need? ▼
Most Oklahoma contractors need General Liability (GL) insurance at a minimum. Depending on your trade, you may also need Workers' Compensation, Commercial Auto, and a surety bond. The Oklahoma Construction Industries Board (CIB) requires proof of insurance before issuing or renewing your registration.
How fast can I get my certificate of insurance? ▼
Most contractors receive their certificate of insurance within 24 hours of binding a policy. Some carriers offer same-day certificates. Through our quoting system, you can compare rates and bind coverage in under 10 minutes.
How much does contractor insurance cost in Oklahoma? ▼
General Liability insurance for Oklahoma contractors typically ranges from $500 to $3,000 per year, depending on your trade, revenue, and claims history. Roofers pay more due to higher risk. HVAC and plumbing contractors usually fall in the middle. The only way to know your exact rate is to get a quote.
Do I need insurance to register with the Oklahoma CIB? ▼
Yes. The Oklahoma Construction Industries Board requires proof of General Liability insurance as part of your contractor registration. You cannot legally operate as a contractor in Oklahoma without valid insurance on file with the CIB.

Get Your Certificate. Get Back to Work.

One form. Multiple carriers. Best rate. Takes 5 minutes.

Get Your Certificate. Get Back to Work.